Logic 1:
To create a Stripe account you need several complex procedures and the Stripe service will ask you to provide several documents. But often, we will reject your request and close your account, and sometimes will automatically reimburse all the transactions you have made on your account (Even if you have already delivered your products).
Logic 2:
On the other hand, Stripe. PayPal’s procedures are less complex and the rejection rate is lower compared to Stripe. But the problem is linked to using a standard or classic PayPal plugin like WooCommerce PayPal payments on your WordPress and allowing your customers to pay by PayPal. Payment by PayPal constitutes a big problem for sellers because they cannot separate between bona fide buyers and scammers, who can open disputes with a single click on their PayPal account to claim a full refund even if they have already received their product. This phenomenon often occurs in the field of selling digital products or services. But also in the field of dropshipping. Therefore, if your account ever receives a Case/dispute it will be negatively affected: all your funds will be on hold your account may be permanently limited and you may lose all your capital. So why should you use the WcPay plugin which offers several options to protect your PayPal account against scams and bad buyers? The WcPay plugin will allow you to only activate the card payment option (Card processing Payment Gateway) and to deactivate payment by the PayPal button. This option does not give these buyers with bad intentions the choice of opening disputes and therefore will not be covered by the PayPal protection policy. Therefore sellers will protect their “Payment Gateway” accounts as much as possible. Other advanced options are integrated into the WcPay plugin which primarily serves to protect your business: For example, product names and links to your site will never appear on your Paypal invoices/receipts. As well as to receive your instant payouts, you can connect with, the WcPay plugin, either by using your individual PayPal account as well as your PayPal account