payment link generator for high-risk selling: card in, USDC out, nothing to install
This is a hosted payment link generator. You write an invoice in your
browser, you get a web address, you send it. Whoever opens that address sees your invoice
and pays it by card — and the money arrives as USDC in a wallet you control, usually within
minutes. No merchant account, no KYC file, no chargebacks, and nothing to install on a
server.
It exists for the sale that is agreed in a conversation rather than in a shopping
basket. A fee settled by email, a deposit before work starts, a renewal, a one-off amount
that will never be sold again. Building a product in a store for each of those makes no
sense; creating a link takes under a minute.
And it exists for people whose business a bank will not underwrite. A payment link generator that settles in stablecoin removes the processor that can close your account,
because there is no account: settlement goes straight to your address.
What this payment link generator replaces
The invoice, then the week of chasing a transfer
You agree a price. Then you spend twenty minutes assembling a document in a word
processor, email it, and wait on a bank transfer that crossed a border badly and arrived
short because two correspondent banks took a slice. For an international client that cycle
can run two weeks.
The payment link generator collapses it: the invoice is the page, and the page
takes the card. Your client pays in their own currency, from their phone, in the same
conversation where the deal was agreed.
Building a shop to sell one thing
A storefront is the right tool for a catalogue with stock, variants and shipping. It is
the wrong tool for invoicing one client one amount. Setting up WooCommerce, a theme, a
gateway and a product page to collect a single deposit is days of work for something a
payment link generator does in sixty seconds.
| What you need | This payment link generator | A full online store |
|---|---|---|
| Invoice a client, take a deposit, sell a service | Yes, in a minute |
Possible, once the shop is built |
| Sell a catalogue with stock, variants and shipping | No | That is what it is for |
| Accept cards without a website | Yes | A website is the whole point |
| Be live today | Yes | Days to weeks |
| High-risk activity, no chargebacks | Yes | Depends entirely on your gateway |
Who uses this payment link generator
Freelancers and consultants. The fee is agreed by email and the client
is in another country. One link replaces the document, the bank details and the follow-up
message.
Coaches and course sellers. The programme is sold in a conversation,
not from a catalogue — one link per client, sometimes a deposit and a balance.
Agencies and studios. Retainers, phases, change requests, a deposit
before work starts. Each is its own amount, and each gets its own link.
Anyone selling in a category banks decline. IPTV and streaming,
supplements, VPN, forex education, adult, resale. A payment link generator with stablecoin
settlement is often the only rail that stays open.
What your customer sees when they open a payment link generator link
One page, generated by the payment link generator. Your invoice, with your business
details, their details, the lines, the total
and the payment methods you enabled. No shop to browse, no account to create, no basket, no
shipping step. The whole transaction is that page.
They pick a method and are handed to that provider’s own payment page to type their card
number. They come back paid. There is nothing to learn, no wallet to install, and in most
cases no awareness that a stablecoin was involved at any point.
The invoice can be printed or saved as a PDF from the same page, which is usually what a
client’s accounts department asks for ten minutes later.
Real invoicing, not a payment box
A payment link generator that only carries an amount forces you to send a separate
document for anything a client needs to file. This one carries the document itself:
- Line items with quantities and unit prices
- A discount, as a figure or a percentage
- A tax you name yourself — VAT, TVA, GST, sales tax, whatever applies where you
are - A due date
- Your own terms and payment notes
- Your business details and your client’s, as you typed them
Which means the page you send is the invoice of record, not a cover for one.
The 25 payment methods your customer can choose
Every link in the payment link generator can offer up to twenty-five methods, in three
families. You decide which appear.
| Family | Methods |
|---|---|
| Cards and wallets | Credit card through Stripe, credit card through PayPal, Apple Pay, Google Pay, Revolut Pay, Cash App, Binance Pay |
| Local rails | iDEAL (Netherlands), UPI and IMPS (India), Interac (Canada), Klarna (parts of Europe) |
| On-ramps | Coinbase Pay, Blockchain.com, Ramp Network, MoonPay, Transak, Banxa, Topper, Bitnovo, Robinhood, Simplex, Sardine, UTORG, TransFi, Meld, Particle Network, Alchemy Pay |
Each provider has its own country coverage and its own minimum. Enabling several is the
practical defence: when one rail pauses a country without warning, your links keep
collecting through the others.
Eighteen currencies into the payment link generator, one stablecoin out
The payment link generator invoices in eighteen currencies, including USD, EUR, GBP,
CAD, CHF, MAD, AED, INR and BRL. What your customer sees is the amount in the currency you chose, and that is what
they are charged. Whatever they pay with, you receive USDC.
A few methods operate in one currency only — cards through certain providers settle in
USD, and a handful of wallets do the same. When one of those is used, the conversion happens
at the rate in force at that moment and the invoice total is preserved: your customer pays
the equivalent of what the invoice says, and you are not left collecting a different sum
from the one you asked for.
Where a method is tied to a currency by its nature you can pin it yourself: Klarna in
CHF, UPI in INR, Interac in CAD, iDEAL in EUR. Pinning the obvious currency removes a
conversion step, and more importantly removes the moment of hesitation where a buyer sees an
unfamiliar currency on the payment page.
A wallet per method in the payment link generator
The payment link generator accepts one receiving address for everything, or a different
address per payment method. That is
how you separate brands, partners or accounting streams without running two accounts.
PayPal is the case that justifies the design: it pays out in PYUSD and therefore has its
own field. A rail with its own token never forces you to compromise the setup of the other
twenty-four.
Settlement runs on
Polygon, chosen for
low transfer cost and fast finality, so a small invoice is not eaten by network fees.
The payment link generator speaks four languages, right-to-left included
The payment link generator speaks English, French, Spanish and Arabic, with a full
right-to-left layout rather than a
mirrored afterthought. You choose the language of each invoice, and your customer can switch
it on the page — which matters more than it sounds when you are invoicing someone whose
language is not yours and the amount is not small.
Managing links after you have sent them
A payment link generator is only useful if you can correct a mistake. A link can be
edited for as long as nobody has paid it — wrong amount, wrong email, a line you forgot.
Once it is paid it is frozen, because an invoice that changes after payment is not an
invoice.
Unpaid links can be cancelled or deleted, one at a time or in bulk. After a busy month
that is the difference between a clean list and a hundred abandoned drafts you scroll
past.
What happens the moment your customer pays
The payment link generator does four things in the seconds after the provider confirms
the payment, and it is worth knowing all four because they are what you will rely on when a
client says they paid.
The settlement leaves immediately. The amount is converted and sent to
the payout address configured for the method your customer chose. It does not pass through
a platform balance on the way, because no such balance exists.
The link changes status. It moves to paid in your list, with the date
and the method used. A link that is paid can no longer be edited or deleted — the record is
closed.
The amount is verified before anything is marked paid. What arrived is
compared against what the invoice asked for. Rates move between the moment your customer
clicks and the moment funds settle, and the provider’s fee is taken on the way through, so
the comparison runs against a tolerance rather than strict equality. A payment that falls
meaningfully short is flagged instead of being accepted silently, and the difference is
recorded.
A duplicate confirmation changes nothing. Providers sometimes send the
same confirmation twice. The second is acknowledged and ignored, so one invoice is never
paid twice and you never have to untangle a credit you did not expect.
Three mistakes people make with their first links
None of them is fatal, and all three are easier to avoid than to fix.
Enabling all twenty-five methods at once. A payment page with
twenty-five options reads as a form to study rather than a button to press. Start with the
three or four your customers actually use — cards, one wallet, one local rail if your
clients are concentrated in a country — and add others when someone asks.
Leaving the currency to chance on a pinned rail. If you invoice an
Indian client who will pay by UPI, pin the invoice to INR. The conversion would work either
way, but a buyer who sees an unfamiliar currency at the payment step hesitates, and
hesitation at that exact moment is expensive.
Sending the first real link without testing one. Send yourself a link
for a small amount, pay it with a real card, and watch the settlement arrive. Five minutes
of your own money answers every question you would otherwise be answering in front of a
client.
Why chargebacks do not reach you
A card payment can be reversed by the buyer months later, and that is the risk the
payment link generator is designed around. A stablecoin transfer cannot be
clawed back by the sender. For a business a bank labels high risk, that single property is
usually worth more than the processing rate, because it turns revenue you received into
revenue you actually kept.
It cuts both ways, and it would be dishonest not to say so. Your customer loses the
dispute as a remedy, so your own conduct has to carry the trust the card network used to
underwrite. Deliver what you promised, answer your messages, and refund quickly when a
refund is deserved. Businesses that do that find final settlement an advantage; businesses
relying on the dispute process to absorb their own sloppiness should not use a payment link generator that settles this way.
Payment link generator security: what is held, what is never touched
Card details are never entered on your link. When your customer picks a
method they are handed to that provider’s own payment page, which is where the number, the
expiry and the security code are typed. Those values never pass through the payment link generator and are not stored by us, which keeps the heaviest part of payment compliance off
your shoulders entirely — it is the redirect model behind
PCI DSS SAQ A, the shortest
self-assessment questionnaire there is.
We never hold your money. The payment link generator keeps no merchant
balance,
because settlement goes directly to the address you set. That is a deliberate design
decision rather than a feature: a platform that never holds funds cannot freeze them, lose
them, or be compelled to hand them over.
What is held is the minimum. Your business details as you entered them,
the invoices you created, your customers’ names and email addresses as you typed them, and a
log of payment attempts with their outcome. Your password is stored as a hash and cannot be
read back, not even by us, and access to your account is protected by an emailed code rather
than a password alone.
The payment link generator installs nothing and maintains itself
The payment link generator needs no plugin, no server, no update to run and no hosting
to pay for. You open a browser, you
invoice, you get paid. It works the same on a phone — which is what you actually need when
the sale is closing in a chat thread and the client is asking how to pay.
If you would rather run the payments inside a shop you already have, that is a different
product: the WooCommerce gateway,
PrestaShop,
OpenCart and
WHMCS each have their
own module. For a custom-built application, the
integration kit is the same
engine as source code.
What this payment link generator is not
A product page that only lists strengths is not worth trusting.
It is not a shop. No catalogue, no stock, no variants, no shipping
calculation. If you are selling forty products to strangers who browse, you need a store and
a gateway, not a payment link generator.
It does not settle into a bank account. You receive USDC at your wallet.
If your accountant needs euros arriving in an IBAN, this is the wrong tool.
It does not refund with a button. Irreversibility runs both ways: nobody
can pull a settled payout back out of your wallet, and neither can you. Refunding means
sending a transfer yourself. Publish that policy in your terms before you send your first
link.
It does not charge a card on file. There is no stored card and no
automatic renewal. Each invoice is paid by your customer when they open it. If you need
subscription billing that collects without the customer acting, this is not that
tool.
It does not promise provider uptime. Rails occasionally pause a country
or a category without notice. Enabling several methods is the real defence, but quoting an
availability figure for infrastructure we do not operate would be dishonest.
Payment link generator pricing: one subscription, no commission
The three payment link generator plans give you exactly the same thing. Only the duration changes, so the only
question is how long you want to pay for at once. We take no cut of your invoices: you pay
for the tool, the payment provider takes its own processing fee, and the rest reaches your
wallet. The current rates are on the
processing fees page.
| Plan | Price | Best for |
|---|---|---|
| Monthly | $79.99 / month | Trying it on a real client this week. Cancel whenever you want. |
| Annual | $169.99 / year | A practice that invoices every month. Cheaper than three months of the monthly plan. |
| Lifetime | $399.99 one-time | Anyone done with renewals. Pays for itself in five months against the monthly plan. |
Every plan includes unlimited links, all twenty-five payment methods, instant USDC
payouts, a wallet address per method, full invoicing with lines, discount and tax, print and
PDF, the four languages, editing and bulk actions, all future updates and email support. No
feature is held back for a higher tier.
Your first link with the payment link generator, step by step
- Create your account and activate it with the key you receive by
email. - Enter your business details once — name, address, contact. They
appear on every invoice from then on. - Add your payout wallet. One address for everything to begin with;
split it per method later if you need to. - Enable the payment methods you want your customers to see.
- Write the invoice — client, lines, discount, tax, due date,
terms. - Send the link and watch its status change when it is paid.
Four minutes end to end the first time you use the payment link generator, under a
minute every time after that. Send
yourself one first and pay it with a small real amount: confirm the link opens, the invoice
reads correctly, the payment goes through and the settlement lands at the address you
entered. Four checks, and you find out now rather than in front of a client.
Questions asked before subscribing
Do I need a website to use a payment link generator?
No. That is the point of a payment link generator — the link is the page. You can be
collecting card payments today without owning a domain.
Do I need a company or a KYC file?
Neither. No LLC, no trade register extract, no identity documents. Individuals and sole
traders are accepted on exactly the same terms as registered companies.
Can my customer pay with an ordinary bank card?
Yes, and that is the normal case for the payment link generator. Visa, Mastercard and
American Express, in the currency you invoiced in, on a standard card form.
How fast do I receive the money?
Minutes after the payment clears. No payout schedule, no minimum, no rolling reserve, and
no balance sitting on a platform.
Do you take a percentage of my invoices?
No. The subscription is what we charge. The payment provider takes its own processing
fee, and nothing else is deducted.
How many links can the payment link generator create?
Unlimited links, on every payment link generator plan.
Can I edit a link after sending it?
Yes, for as long as nobody has paid it. Once it is paid it is frozen — an invoice that
changes after payment is not an invoice.
What currencies can I invoice in?
Eighteen, including USD, EUR, GBP, CAD, CHF, MAD, AED, INR and BRL. You always receive
USDC whichever one you used.
Is my customer’s card data safe in the payment link generator?
It never reaches the payment link generator. The card form belongs to the payment
provider and runs on their PCI-compliant infrastructure.
What happens if I stop my subscription?
Your payment link generator links stop accepting new payments. Money already settled is in your wallet and was
never ours to withhold.
Can I invoice in Arabic?
Yes, with a full right-to-left layout. Your customer can also switch the language on the
page.
Is this the right tool for selling a product catalogue?
No, and we would rather say so. For stock, variants and shipping you want a shop with one
of our gateway modules.
Support, updates and what happens next
Email support and all future payment link generator updates are included on every plan. Because the payment link generator is hosted, updates reach you without you doing anything — there is no version to
upgrade and no migration to plan.
If you are not sure whether your activity qualifies, check the
supported countries and
regions page or ask us before you subscribe. A
short list of categories is excluded outright for legal reasons, and a no before you pay is
worth more to both of us than a refund afterwards.
Reviews
There are no reviews yet.